The FinTech Hub
Source: Live Mint Education loans are a great option for students going for higher studies. But EMIs (Equated Monthly Instalments) will hit your account six months-1 year after you complete the course. Early repayment can help students clear their debts sooner and plan their finances for the future. This will also have a positive impact…
Source: Live Mint I recently applied for a home loan, and the bank is urging me to buy home insurance. My property in Gurgaon, measuring about 1,500 sq ft, is valued at ₹3 crore, and my loan amount is ₹2 crore. However, the bank has sent me a quote with a sum assured of only…
Source: Live Mint Initially in India it was all about loans and credit cards when it came to maintaining a good credit score. Things are changing now. Timely payment of rent can now significantly contribute to the growth of your credit score, opening doors for improved financial opportunities, easier availability of future loans and a…
Source: Live Mint A young musician hitchhikes his way from Minnesota to meet Woody Guthrie who was in a hospital. He meets Pete Seeger, another folk legend who is visiting Guthrie at the hospital. The young man sings ‘A Song to Woody’ and both Pete Seeger and Woody Guthrie recognise that the lad can carry…
Source: Live Mint It is not easy to choose between a fixed and floating interest rate for your home loan in India, given the pros and cons of both. Below is a detailed guide that will help you make a decision on what type of interest rate will be most suitable for you as per…
Source: Live Mint Credit score is an important metric which banks and other financial institutions check before they take a decision whether to disburse a loan or not. There are a number of credit bureaus which enable users to check credit score. When the credit score is high, banks and NBFCs are more than willing to…
Source: Live Mint With gold prices rising rapidly, there are investors who are contemplating investing into the precious metal with an intent to earn profits in the near future. While most investors use a debit card or UPI payments to buy gold, some also prefer to use credit cards for these payments as well. However, is it…
Source: Live Mint If you are planning to raise a personal loan, remember that there are certain reasons for which it is not unreasonable to take a loan. For instance, when there is an emergency at home or a wedding. Additionally, there are some people who do not refrain from taking a loan for going on…
Source: Live Mint US President Donald Trump on Tuesday announced the idea of launching a “gold card”, which could replace the EB-5 visa program and the green card issued through it for immigrants. Talking to reporters at the Oval Office, Donald Trump said that the gold card visa will allow foreign investors to invest large…
Source: Live Mint Investment word of the day: Whenever you make an investment, you will be curious to know how your money is performing over time. There are several measures to check the performance of your investment. One such measure is absolute return. What is absolute return? Absolute return or total return is a measure…
