The FinTech Hub
Source: Live Mint Rapid market growth in the lending sector of India has created a new issue where borrower repayment difficulties become more significant. The issue stands as a vital concern for both businesses and individuals because it blocks growth in both economic spheres and stability of finances. Loans become harder to repay primarily because…
Source: Live Mint The mutual fund industry is rapidly growing due to digital inclusion. On the other hand, equity markets are continuously correcting over the last few months due to intense FII selling, fear of Trump tariffs, weak market earnings etc. Due to these developments, retail investors are increasingly getting confused on how to steer…
Source: Live Mint Digital lending apps have changed the face of money borrowing for Indians in recent years, as instant and hassle-free loans are getting offered with minimal paperwork. Now it is a given that digital lending applications have been a credit revolutioniser, they also raised some valid questions and concerns about credit scores. Hence,…
Source: Live Mint “Sometimes I’ve made mistakes in assessing the future economics of a business I’ve purchased for Berkshire – each a case of capital allocation gone wrong. That happens with both judgments about marketable equities – we view these as partial ownership of businesses – and the 100% acquisitions of companies,” he wrote in…
Source: Live Mint Investment word of the day: While investing in various funds and financial instruments, a need may often arise to track your investment in order to determine how your money is performing over a period of time. Rolling returns is one such measure that helps to estimate the performance of an investment at…
Source: Live Mint If you have a poor credit score, say 650 or lower, it is not easy to procure a loan from a bank. And if you are lucky — the bank or a non banking financial corporation (NBFC) may charge a higher rate of interest for approving the loan. Meanwhile, if you are…
Source: Live Mint When you are planning to raise a personal loan, and are worried over its high interest rate, you can follow a simple strategy. You can blend it with another loan for a range of benefits such as low interest rate and easier eligibility, among others. Let us understand how it works. Suppose…
Source: Live Mint Real Estate Investment Trust or REIT is an emerging way of generating passive income. This kind of passive wealth generation is becoming increasingly popular among Indian investors today. REITs give an individual the capability to invest in the real estate business without putting assets in their hands, but with a certain and…
Source: Live Mint Some people who applied for it after the Supreme Court order in November 2022 are still waiting for the Employees’ Provident Fund Organisation (EPFO) to accept their applications. Though, according to a 26 February statement, the EPFO aims to process all applications by 31 March 2025, employees continue to question the methodology…
Source: Live Mint If you are a credit card holder then proper credit management is extremely crucial for you. It will help you in maintaining a healthy financial history. Further, one way to raise your credit score is by raising your credit limit. Still, you should aim to do it without damaging your credit score….
