The FinTech Hub
Source: Live Mint In today’s fast-paced world, unforeseen financial requirements can arise at any time. Fortunately, instant loans provide a quick and easy way to bridge the gap between your income and expenses. With several types of rapid loans available, it’s essential to understand your options to select the one that best meets your individual…
Source: Live Mint Navigating the complexities of small business finance can be challenging, but choosing the right credit card can be a valuable asset. A well-selected business credit card offers flexible credit lines, rewards programs, and additional benefits that can contribute to your business’s success. What are small business credit cards? Small business credit cards…
Source: Live Mint If you are short of funds and do not have a clarity as to where to raise the loan from – you can rely on what is known as a ‘personal loan’. This is an unsecured loan offered by banks and financial institutions to meet the immediate needs of people. In case…
Source: Live Mint If you are planning to apply for a credit card, remember that you need to first build a credit score. And if your credit score is low, you need to take some substantive steps to improve your score. It is vital to mention that the credit score is not permanent and one…
Source: Live Mint Stock market losses are never pleasant—whether through direct equities or mutual funds—but they offer a rare silver lining: the potential to reduce your tax liability through capital loss set-offs. Here’s how savvy investors can use this to their advantage. Set-off against gains Capital losses can be set off against capital gains, allowing…
Source: Live Mint A report by Anarock found the demand for 3BHKs has now surpassed that of 2BHKs, and the sale of high-end apartments (above Rs.1.5 crore) has increased nearly four-fold since 2021. Meanwhile, demand for affordable housing (below ₹40 lakh) fell to 21% of homebuyers in the second half of 2023 from 25% in…
Source: Live Mint Bank of Baroda has rolled out BOB Utsav Deposit Scheme which has a 400-day tenure. The state lender offers an interest of 7.30 percent for the general public on this special deposit scheme. Interest rates for senior citizens Senior citizens are entitled to receive an extra 50 basis points i.e., 7.80 percent on…
Source: Live Mint State Bank of India (SBI) has revised its marginal cost of funds based lending rate (MCLR) with effect from October 15, 2024. The interest rates across all other tenures remain the same, however, MCLR for one-month tenor has been slashed from 8.45 to 8.20 per cent. Interest rate for overnight tenure stands…
Source: Live Mint In today’s fast-paced financial landscape, credit cards have become essential tools for managing expenses, offering convenience, security, and numerous rewards for everyday purchases. With a plethora of options available, choosing the right credit card can be challenging. This guide explores lifetime free credit cards—those that come with no annual fees—highlighting their benefits…
Source: Live Mint MUMBAI : Imagine you’re planning a cross-country road trip and need to choose a driver. While having a driver’s licence is essential, it’s not enough. You would prefer someone with experience touring across the country, perhaps in different seasons. Similarly, selecting the right fund manager is as important as picking the right…
