The FinTech Hub
Source: Live Mint If you are in urgent need of money and your credit card’s limit is close to running out, you may consider raising a personal loan instead. Not only does it enable you to fulfil your financial requirements, but it also helps you maintain a high credit score. Let us understand how this…
Source: Live Mint Using a credit card is considered convenient, but not a free service. Apart from annual fees, joining fees, etc., credit cards also include merchant fees, which are fees charged to businesses. Merchant fees are essential fees that might be complicated for some to understand. What are merchant fees? A merchant fee is…
Source: Live Mint On a recent morning walk, a friend asked me: “Mutual funds to sahi hai, but why do I need a financial advisor to guide my investment decisions?” He said he could do his own asset allocation, identify funds to invest in based on the information and ratings available, monitor his portfolio and…
Source: Live Mint A frequent credit card user must know that a good credit score is a key factor in determining your creditworthiness. Therefore, keeping track of it is essential to maintain a good score. A credit score is a three-digit number that expresses how well you’ve managed credit over time. It is an important…
Source: Live Mint Bank of Baroda’s BOBCARD is offering discounts up to 25% on purchases from e-commerce platforms like Flipkart, Amazon, Jiomart, Croma, Paytm, etc. These discounts can also be availed during upcoming Black Friday and Winter season sales. Most of these discounts are available on a broad spectrum of categories, including travel, shopping for…
Source: Live Mint India’s insurance industry, long seen as an underpenetrated yet promising market, is poised for a major transformation with the government’s proposal to permit 100% foreign direct investment (FDI) in insurance companies and introduce composite licences. These reforms, if implemented effectively, could catalyze significant changes in the sector, attracting fresh capital, improving competition,…
Source: Live Mint If you hold two or three credit cards then you will invariably have multiple credit card cycles to keep track of. Additionally, there could be a number of other payment deadlines such as a mobile bill, an internet bill and so on. Phew! Too much to remember, isn’t it? Amid tracking all…
Source: Live Mint In 2023-24, the Employees’ Provident Fund Organisation rejected 8.7 million applications from individuals seeking to withdraw money from their EPF accounts. Read Full Article
Source: Live Mint If you are quite accustomed to making all your sundry payments via Unified Payments Interface (UPI) app and are unsure of changing this habit of yours to embrace credit card in the foreseeable future, then you may explore the idea of using UPI credit cards. These are the cards that are used…
Source: Live Mint If you plan to file your income tax return (ITR) under the old tax regime, you can start making investments in some tax-free instruments in order to claim deduction under section 80C before the financial year comes to an end. There are a number of tax saving instruments that one can invest…
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