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Source: Live Mint But with heavyweights such as HDFC Infinia, Axis Atlas and Axis Magnus Burgundy serving up stiff competition, do you really need an Amex card? Ashwin, a credit card enthusiast who tweets as @drgrudge, said given how elusive Infinia and Magnus Burgundy are, credit card users could consider getting an Amex card. “Both…
Source: Live Mint If you have been scouting for a personal loan and have already received a few offers from different banks, it is recommended that you compare the impact of the difference in interest rates on your EMIs. Let us examine this in detail For instance, one bank offers a ₹10 lakh loan at…
Source: Live Mint Imagine enjoying a nice meal from your favourite restaurant at your home or dining out and paying a small sum as the bill. A dining credit card will help you get an additional discount on your food bill many times. However, users should be aware of high fees and the probability of…
Source: Live Mint My wife and I live and work in France. My wife’s cousin wanted to gift her money by wire transfer after we hosted her cousin’s family recently while on their trip to France. Would this have any tax implications for my wife in India?-Name withheld on request Under foreign exchange regulations, your…
Source: Live Mint Credit cards are part of present-day life because they provide convenience and flexibility to manage funds. They still carry some fees, which can greatly affect your budget if they are not paid on time. Annual fees and fees for transactions made abroad will soon add up, decreasing the value of your points…
Source: Live Mint Your credit score determines a lot, from low interest on loans to premium credit cards. But with any credit rating, there comes the cost of maintaining it. Keeping a good credit score is indispensable in achieving your financial goals. Learn how to achieve an excellent credit rating using this guide and seven…
Source: Live Mint Credit score is an important financial metric that represents your credit worthiness. It affects credit facility accreditations, credit card availability, and even flat rentals. It uses various elements, including repayment history, credit utilisation, credit history duration, the type of credit and the number of inquiries made recently. The factors that define the…
Source: Live Mint Being one of the most important yet ignored segments of banking costs, interest rates are directly proportional to the personal loans you are willing to pay towards the borrowed money. Knowledge of those rates, factors affecting them, and how best to achieve maximum will greatly assist in financial planning. In this article,…
Source: Live Mint Loan repayment is the process of paying back borrowed funds with interest over a specific period of time. It is an important component of personal and business finance ranging from small personal loans to bigger mortgages and corporate credit. Properly managing your loan repayments is vital for financial stability and protecting your…
Source: Live Mint Your credit score is an important number that influences every aspect of your life financially. This numerical expression of your credibility impacts your ability to get loans, rent a home, and even set the price of your insurance. A good credit score means more financial alternatives, while a poor one will limit…
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