The FinTech Hub
Source: Live Mint Your credit score determines a lot, from low interest on loans to premium credit cards. But with any credit rating, there comes the cost of maintaining it. Keeping a good credit score is indispensable in achieving your financial goals. Learn how to achieve an excellent credit rating using this guide and seven…
Source: Live Mint Credit score is an important financial metric that represents your credit worthiness. It affects credit facility accreditations, credit card availability, and even flat rentals. It uses various elements, including repayment history, credit utilisation, credit history duration, the type of credit and the number of inquiries made recently. The factors that define the…
Source: Live Mint Being one of the most important yet ignored segments of banking costs, interest rates are directly proportional to the personal loans you are willing to pay towards the borrowed money. Knowledge of those rates, factors affecting them, and how best to achieve maximum will greatly assist in financial planning. In this article,…
Source: Live Mint Loan repayment is the process of paying back borrowed funds with interest over a specific period of time. It is an important component of personal and business finance ranging from small personal loans to bigger mortgages and corporate credit. Properly managing your loan repayments is vital for financial stability and protecting your…
Source: Live Mint Your credit score is an important number that influences every aspect of your life financially. This numerical expression of your credibility impacts your ability to get loans, rent a home, and even set the price of your insurance. A good credit score means more financial alternatives, while a poor one will limit…
Source: Live Mint If you are in urgent need of money and your credit card’s limit is close to running out, you may consider raising a personal loan instead. Not only does it enable you to fulfil your financial requirements, but it also helps you maintain a high credit score. Let us understand how this…
Source: Live Mint Using a credit card is considered convenient, but not a free service. Apart from annual fees, joining fees, etc., credit cards also include merchant fees, which are fees charged to businesses. Merchant fees are essential fees that might be complicated for some to understand. What are merchant fees? A merchant fee is…
Source: Live Mint On a recent morning walk, a friend asked me: “Mutual funds to sahi hai, but why do I need a financial advisor to guide my investment decisions?” He said he could do his own asset allocation, identify funds to invest in based on the information and ratings available, monitor his portfolio and…
Source: Live Mint A frequent credit card user must know that a good credit score is a key factor in determining your creditworthiness. Therefore, keeping track of it is essential to maintain a good score. A credit score is a three-digit number that expresses how well you’ve managed credit over time. It is an important…
Source: Live Mint Bank of Baroda’s BOBCARD is offering discounts up to 25% on purchases from e-commerce platforms like Flipkart, Amazon, Jiomart, Croma, Paytm, etc. These discounts can also be availed during upcoming Black Friday and Winter season sales. Most of these discounts are available on a broad spectrum of categories, including travel, shopping for…
