The FinTech Hub
Source: Live Mint Staring at an acute financial crisis could compel you to explore an array of funding avenues. Among these, one of the most feasible ones is to raise a personal loan. A personal loan is an unsecured loan that can be used to meet urgent financial needs, such as a medical emergency, a…
Source: Live Mint The Bombay High Court has recently held that employees cannot be penalised for employer’s failure to deposit tax deducted (TDS) from salary. “The object and purpose behind the provision is to the effect that when an obligation to deposit the tax as in the present case, is on the employer and if the…
Source: Live Mint A personal loan is a financial tool that allows individuals to borrow money from a bank or financial institution with the obligation to repay it within a specified timeframe. The borrowed amount is paid back in instalments, known as EMIs, along with the agreed-upon interest. Personal loans typically require no collateral and…
Source: Live Mint The major e-commerce players have announced festive sales. It is that time of the year when you can get the biggest discount offers on most categories, along with other benefits. You can further enhance your benefits with your credit cards. When used correctly during the festive season, credit cards can give you…
Source: Live Mint Whether routine or specific situations, our default response as humans is to add rather than subtract. Adding more clothes to wardrobe, more tasks in to-do list, more gadgets for convenience, more corporate meets to resolve issues. Addition is more intuitive and simpler, while subtraction takes some effort to think or reason. This…
Source: Live Mint Are you tired of spending hours calculating EMIs for your personal loans? It’s time to simplify this tedious task with an EMI calculator! With just one tap, you can access all the details you need. But what exactly is an EMI calculator? What is an EMI calculator? An EMI calculator is an…
Source: Live Mint As a credit card user in India, it’s crucial to understand key metrics that can impact your financial health. One of the most important of these is the credit card utilisation ratio. This article will explore what credit card utilisation is, how it affects your credit score, and practical steps to manage…
Source: Live Mint As India’s economy grows, the banking sector faces a pressing question: is the sluggish growth in Current Accounts & Savings Accounts (CASA) and deposits just a temporary dip, or the beginning of a deeper, long-term trend? With the country’s credit demand rising, the slowdown raises red flags for profitability and financial stability. …
Source: Live Mint I bought a policy in December 2023 for ₹10 lakh. My wife was diagnosed with stage 4 cancer in March and underwent treatment in June. The insurer denied cashless hospitalization. What is my recourse? Would it be advisable for me to port the policy? – Name withheld on request Standard individual health…
Source: Live Mint In today’s fast-paced world, financial crises can hit unexpectedly. Whether it’s a medical emergency, sudden job loss, or unexpected home repairs, having access to funds can make all the difference. Many individuals are turning to personal loans as a viable solution to navigate through tough times. But how effective are they in…
