The FinTech Hub
Source: Live Mint Valentine’s Day is a unique opportunity to express affection and gratitude towards your loved one. This can be done through well planned gifts. For the same it is crucial to carefully plan, budget and execute purchases so as to ensure successful results. Now to make the entire process successful it is important…
Source: Live Mint Credit card swipe charges, also termed as interchange fees. These are charges imposed on a user every time they use their credit cards for transactional purposes. These charges cover operational expenses such as fraud prevention, processing along with taking care of payment infrastructure. They are controlled and determined by card networks such…
Source: Live Mint Are you planning to go on a vacation by taking out a personal loan? This is obviously not a good idea. A personal loan is an unsecured loan which levies a high rate of interest from borrowers. To avoid falling into a debt trap, one should refrain from taking out loans for such purposes as…
Source: Live Mint If you possess one or more credit cards and you have an urgent financial requirement to meet, then you can ideally choose one of the two options: either you can raise a loan, or you can make the payment through a credit card. If you are in a dilemma as to which option to…
Source: Live Mint Credit cards offer numerous benefits to users. However, not everyone can get them. For example, students, homemakers, senior citizens, etc., without any income source and credit score, will find it difficult to get credit cards. At the same time, they would not like to miss out on the credit card benefits. In…
Source: Live Mint The highlight was that the aspirations and expectations of the middle-class, finally got an earnest ear. In her Budget speech, Finance Minister Nirmala Sitharaman repeatedly underscored the role of the middle class in nation-building, mentioning the term “middle-class” at least ten times, highlighting their energy and contribution to the economy. The proposed…
Source: Live Mint I have two sisters and I am the only son of my parents. In 2010, my father and I jointly purchased a property in both of our names, with 70% of the funds provided by me. Later, with my parents’ approval, I transferred the corresponding share (based on the 30% paid by…
Source: Live Mint When you take out a personal loan, one of the most important considerations is to check the monthly instalment to pay off your debt. In case you are wondering how you can lower your equated monthly instalment (EMI), you can use the personal loan EMI calculator to tweak your monthly instalment. You…
Source: Live Mint Your credit score, in the contemporary financial world, is more than just a number but is the defining factor of how your financial life will be in the future. While a high credit score often translates to loan conditions that may be better or even interest rates that are cheaper, a poor…
Source: Live Mint The interest rates on Mudra loans are something prospective entrepreneurs and small company owners must understand when applying for financial support under the Pradhan Mantri Mudra Yojana (PMMY). Let’s discuss the factors that determine Mudra loan interest rates and how borrowers can bargain for the best terms. Pradhan Mantri Mudra Yojana The…
