The FinTech Hub
Source: Live Mint The importance of wealth creation extends far beyond individual prosperity – it’s a catalyst for societal progress and national development. As we embark on this journey, it’s crucial to understand why wealth matters and how it can be harnessed at every stage of life. However, the path to wealth creation varies across…
Source: Live Mint If you want to take a personal loan but are not employed currently, then you do not need to fret. Most banks offer loans even to the self-employed persons so long as they fulfill other conditions. For the unversed, a personal loan is an unsecured loan given by banks to borrowers for a range…
Source: Live Mint If you are smitten by a travel bug and want to make the most of your travel spend then getting a travel credit card is certainly a rational thing to do. A travel credit card typically helps you earn reward points when you travel by air and/or train. Additionally, it also gives…
Source: Live Mint Financial emergencies—such as unexpected job loss, urgent travel needs, or critical household repairs—can quickly deplete your savings and investments, especially if you lack a contingency fund. When you find yourself in a situation where your emergency fund falls short, a personal loan may be a viable solution. With their easy availability and…
Source: Live Mint Systematic Investment Plan, or SIP, is emerging as a popular investment method. It offers a means for disciplined investing, as you set aside a fixed sum of money every month for future savings. A SIP offers potential for long-term wealth creation, as you gain from the power of compounding and can get…
Source: Live Mint The government recently expanded the scope of its free public health insurance scheme, Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), to include all citizens above age 70 irrespective of their socio-economic status. This comes at a time when health insurance premiums for senior citizens have been soaring. But will it be a…
Source: Live Mint However, with most IPOs getting oversubscribed, securing an allotment has become increasingly challenging. To boost their chances, some investors are turning to IPO loan financing—a strategy that allows them to bid for a higher number of shares than their available capital would typically permit. Read this | Why you should approach the…
Source: Live Mint A recent study by the Securities and Exchange Board of India (Sebi) reveals that investors are increasingly driven by behavioural biases, with many choosing quick exits over long-term holds. The study analysed 144 IPOs listed between April 2021 and December 2023, uncovering a striking trend: 54% of IPO shares (by value) were…
Source: Live Mint When singer and actor Diljit Dosanjh announced the India leg of his tour on 4 September, his fans across the country immediately started scrambling for tickets. Along with the tickets came another important bit of information: HDFC Pixel Play credit card holders would get exclusive access to book the tickets ahead of…
Source: Live Mint If you are planning to apply for a credit card, and are keenly looking for one with good cashback offers, then be aware that there are many such options – some of which we have compiled here. Here, we list the credit cards offered by top banks, e.g., HDFC Bank, SBI, Axis…
