The FinTech Hub
Source: Live Mint The Mahila Samman Savings Certificate (MSSC) is a unique small-savings scheme launched by the Department of Economic Affairs, Ministry of Finance to provide financial security and encourage savings among girls and women in India. Announced in the Union Budget 2023-24, this scheme is aimed at creating a safe and lucrative investment avenue…
Source: Live Mint Edelweiss Asset Management Company (AMC) has announced a steep hike in the total expense ratio (TER) cap for its flagship Bharat Bond ETFs—from a near-zero 0.0001% to 1%, a move that could have far-reaching implications for investors. That’s a staggering 2,000% increase. However, the AMC has clarified that the actual expense is…
Source: Live Mint Closing or cancelling a credit card is a big financial decision which could impact your credit score and overall financial health. Should any of these motives apply-debt consolidation, avoidance of an annual fee, or general simplification-it is crucial to follow the proper procedure. Here we will describe the main steps to be…
Source: Live Mint Psychology has always intrigued mankind, not only because of its complexity but also its effect on our daily lives and the world as a whole. It affects not only our relationships with family and friends but our relationship with money as well. Recently, a lot of research has been conducted about human…
Source: Live Mint I am planning to buy a car worth ₹7 lakh and am considering taking a vehicle loan. I’m evaluating a 3-year versus a 6-year loan tenure. While I can afford a higher EMI, I’m unsure whether opting for a shorter tenure is the right financial decision. What key factors should I consider…
Source: Live Mint Accessing capital is one of the biggest hindrances that each and every corporate establishment faces, especially budding ones. However, it is always thrilling to put a business plan in motion. Fortunately, the government has several programs that explicitly grant credit assistance to start-ups. Below are different options of loans available to start-ups…
Source: Live Mint In today’s fast-paced, information-driven world, it’s easy to get obsessed with monitoring the performance of your mutual fund every single day. With apps and websites giving live updates, checking your investment’s performance has never been easier. But is this constant scrutiny really benefiting you? The answer may surprise you. In fact, it…
Source: Live Mint The first best on using a credit card is earning reward points for tedious transactions. However, points alone wouldn’t bring value until you effectively learn how you can use them. This guide will cover everything about redeeming credit card points. Understanding credit card rewards points Credit card issuers provide reward points as…
Source: Live Mint The ICICI Coral Credit Card, is a unique credit card offering of ICICI Bank. It is designed in a way to offer customers exceptional benefits and rewards. These rewards are provided in categories such as dining, entertainment, travel, spending etc. Brief history of ICICI Bank Now before understanding the details of the…
Source: Live Mint Budget 2025 introduced a number of changes including the new tax slab rates under the new tax regime wherein taxpayers are not supposed to pay any income tax up to ₹12 lakh a year. This has undoubtedly made the new tax regime quite tempting for the middle-class taxpayers. In FY 2023-24, around 74 percent…
