The FinTech Hub
Source: Live Mint Every startup starts with an idea. To bring this idea to reality, a team of efficient leaders and adequate funds are required. Startups can get funds through angel investors, friends, and family, or they can borrow. The government has initiated several schemes to provide loans for startups in India. Some schemes offering…
Source: Live Mint If you travel a lot or have too many vehicles in your household with significant fuel consumption, then it is recommended that you consider using a credit card which offers fuel cashback rewards. This can help you save money in the form of cashback on fuel transactions. For those who are not aware,…
Source: Live Mint New Year 2025 is less than a week away, making it the perfect time for people to revisit their health and financial priorities. One of these is having a proper health insurance plan. However, navigating health insurance can feel like solving a puzzle. Terms like deductibles, co-pays, exclusions, riders, and others can…
Source: Live Mint It is well known that your credit score directly impacts your ability to get a loan and a lower interest rate on it. But what factors impact your credit score? The credit report has answers to that. It is important to know the difference between the two and why both matter. A…
Source: Live Mint New Delhi [India], December 24 (ANI): The central government on Tuesday released funds under the Fifteenth Finance Commission (XV FC) grants for rural local bodies in Uttar Pradesh and Andhra Pradesh for the financial year 2024-25. The grants include ₹1,598.80 crore for Uttar Pradesh and ₹446.49 crore for Andhra Pradesh, marking a…
Source: Live Mint A credit score of 800 or higher opens up options that go far beyond getting credit cards or loans, making it more than just a sign of sound financial management. While it is true that a high credit score certainly makes it possible to acquire advantageous lending conditions and reduced interest rates,…
Source: Live Mint The banking industry cannot be an exception to what blockchain technology has already been doing to several industries. It will transform personal loans into something they never were before: completely safe, effective, and transparent. Even though it’s still in its infancy, the technology may yet bring a change in the future of…
Source: Live Mint Public Provident Fund (PPF) is a reliable mode of investing for people who want to save taxes while also earning substantial returns on their investments. The fact that PPF is exempt from taxes in all three phases—during investment, interest accumulation, and withdrawal—gives it an edge and makes it one of the best…
Source: Live Mint Thanks to the current volatility, retail investors are increasingly jittery about investing directly in the stock market. With benchmark indices already lower by 10 per cent from their all-time high, there are fewer reasons for investors to get exposure to equity than there were earlier. Typically, wary investors tend to opt for…
Source: Live Mint Your creditworthiness is depicted by your CIBIL score, which is a three-digit figure normally ranging from 300 to 900. It is one of the prime factors which lenders consider when deciding to accept your application for a credit card or loan. Knowing the guidelines and factors that govern your CIBIL score is…
