The FinTech Hub
Source: Live Mint Whether it is about raising a loan or applying for a fresh credit card, what banks tend to check before they approve your application is the level of your credit score. A high credit score not only helps you secure a loan on convenient terms, but it also enables you to get it at…
Source: Live Mint Personal loans: If you are looking to raise a loan – the first logical thing for you to do is to choose the right financial institution. Those who are not aware there are different categories of institutions such as banks, NBFCs (non banking financial institutions), and fintech platforms. What kind of deal you manage…
Source: Live Mint With renewed interest in foreign stocks and changes in taxation introduced in the 2024 budget, multi-asset funds can be an attractive proposition. The Securities and Exchange Board of India (Sebi) classification rules require multi-asset funds to allot a minimum of 10% in equity, debt, and gold each while leaving it up to…
Source: Live Mint Investing in the National Pension System (NPS) is a long-term commitment, but life doesn’t always wait until retirement. What if you need funds for a medical emergency, your child’s education, or even to start a business? While NPS has a strict lock-in period, the Pension Fund Regulatory & Development Authority (PFRDA) allows…
Source: Live Mint India is going through rapid financialisation. A process where payments are rapidly turning digital from cash and banks and financial institutions are also scaling up their services accordingly to facilitate the growth of digital infrastructure to continue building on the digital payment services. On the same lines, being one of the top…
Source: Live Mint Stanley Druckenmiller, widely regarded as one of the finest investing minds of all time, has created a legacy that inspires investors worldwide. With an estimated real time net worth of $6.9 billion, as reported by Forbes. Druckenmiller’s investment thesis has something to add to the lives of investors who desire to succeed…
Source: Live Mint However, the narrative is shifting. After a strong start to 2025, US equity markets have hit turbulent waters. Tariff concerns loom large as President Donald Trump imposes fresh trade barriers and threatens more, with no clear resolution in sight. Consumer sentiment has been the biggest casualty of this uncertainty, with surveys showing…
Source: Live Mint I am 35 and investing in some mutual fund schemes through SIPs. The funds where SIPs are running are ICICI Small Cap, Kotak Small Cap, SBI Small Cap, Nippon Small Cap, and HDFC Balanced Advantage fund. I also made lump sum investments in 2-3 schemes ten years ago. Can I continue in…
Source: Live Mint The 10-year Indian bond yield, once trading at 12-13% in the late 90s, has now dropped from its 5-year high of around 7.5% to 6.7% as of February-end 2025. With the start of the interest rate cut cycle, yields are expected to fall further. And with no indexation benefits in debt mutual…
Source: Live Mint If you are a personal loan applicant, you are supposed to be aware of the latest guidelines which are in force. Early this year, Reserve Bank of India (RBI) released a circular with regards to equated periodic instalment based personal loans. RBI’s guidelines on ‘reset of floating interest rate on EMI based personal…
