The FinTech Hub
Source: Live Mint If you regularly use a credit card, it is vital to be aware of the key rules including the annual fee, late payment charges, high rates of interest, minimum charges and the interest-free period. Importantly, you should make sure that you stay away from the common myths that are believed to be…
Source: Live Mint If you regularly invest in foreign exchange (forex), then make sure you do so through genuine and authorised trading platforms. There could be a scenario wherein a fake trading platform entices you into investing in foreign currency pairs. The Reserve Bank of India (RBI) recently updated its Alert list to warn investors…
Source: Live Mint If you are contemplating investment in a mutual fund scheme, it is normal to examine its past returns. While looking at the trend of historical returns for a year or two usually can offer some insights, it often does not give a complete picture of how the scheme has fared over a…
Source: Live Mint Starting 15 October, salaried individuals can adjust such TCS payments against the tax deducted at source (TDS) on their salaries. Previously, they could only claim a refund of the TCS when filing their tax returns. This affected salaried individuals in particular as professionals could always factor in the TCS while computing advance…
Source: Live Mint They don’t just play with them but also want to secure their future financially. Most of them give the money meant for the grandchildren to the latter’s parents. Investing in the name of grandchildren directly, unless the grandparents are their legal guardians, is not simple. Take the case of Bengaluru-based Naga Subramanian….
Source: Live Mint While returns may drive investment decisions, the true challenge lies in understanding and managing the various risks—whether personal, portfolio-related, behaviour and even perception. A broader classification of risks could be on what we know, what we don’t know and unpredictable events. Managing risk is the key to generating optimal returns over long…
Source: Live Mint For decades, credit cards have been essential tools in our wallets, but as customer preferences evolve and technology advances, the classic credit card is undergoing a remarkable transformation. With innovations like contactless payments and biometric security, the future of credit cards promises to be more convenient, secure, and personalised than ever. Understanding…
Source: Live Mint If you’re a frequent traveller seeking to maximise savings on flights, hotel bookings, and other travel-related expenses, a travel credit card is the perfect fit for your lifestyle. These cards are tailored to provide significant benefits for travellers. In this article, we’ll explore some of the best travel credit cards for air…
Source: Live Mint Gopani has received financial backing from legendary investor Shivanand Mankekar and family, according to a person familiar with the matter who spoke on condition of anonymity. Gopani was formerly head of equity at Axis Mutual Fund but left in 2023. Axis Mutual Fund faced a front-running investigation in 2023 and saw a…
Source: Live Mint In India, where family ties are deeply rooted, it’s common for grandparents to think about the future financial well-being of their grandchildren. This cultural tradition stems from a sense of legacy, love, and responsibility. Grandparents, having lived through various financial ups and downs, often want to secure a stable foundation for the…
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