The FinTech Hub
Source: Live Mint If you are running low on funds, opting for a personal loan is typically feasible as well as rational. Borrowers tend to raise a personal loan for an array of purposes which include going on a vacation and buying an expensive item for your loved one. Besides these, one could raise personal loans for…
Source: Live Mint Axis Bank offers its credit cardholders one of the best options for transfer of reward points to various airline and hotel loyalty programs. However, from 20th December 2024, Axis Bank will charge its credit cardholders a Rs. 199 redemption fee for transferring credit card reward points to any transfer partner. Apart from…
Source: Live Mint Used in the right manner, interest-free periods for credit cards can be one of the best tools in managing your spending and therefore improving your financial standing. Understand how these periods work and use smart strategies to benefit from the advantage of credit cards without debt. Let’s find out how to use…
Source: Live Mint When you invest in a mutual fund scheme, the returns keep getting added to the corpus, thus letting it grow faster in the later years vis-a-vis initial years. The overall corpus, therefore, jumps at a rate faster than it did in the first few years. The faster pace of growth of a…
Source: Live Mint Markets regulator Sebi issued a circular on instant redemption in liquid funds in 2017, allowing investors to withdraw up to ₹50,000 or 90% of the money parked in a liquid fund per day, whichever is lower. Many fund houses such as PPFAS, Nippon, Shriram, Bajaj, ICICI, HDFC and SBI offer this facility. …
Source: Live Mint One of my friends recently offered me a top-up insurance plan. The plan covers ₹5 crore sum assured sans a deductible of ₹20 lakh. This would cost around ₹1,000 every year. My wife and I are 40 years old, and my children are 12 and 7. Is this a real option or…
Source: Live Mint Personal loans have become a popular choice amongst people who want quick cash to meet their financial obligations or just need some extra funds for a celebration or a luxury vacation. With flexible eligibility criteria and minimum documentation, personal loans are a great choice if you want quick access to funds. Many…
Source: Live Mint Your financial stability and income plays a major role in determining your credit score. Lenders may use this score to determine your credit worthiness. But what is a good credit score? In this article we are going to understand what a credit score is and its ranges. With this you can have…
Source: Live Mint If you have started a new job or are considering expanding your credit, choosing a credit card might be a good option. This financial tool helps to fund your emergency expenses and provides additional rewards and cashback. However, getting a credit card for the first time must not daunt you. What is…
Source: Live Mint Before getting a personal loan, various factors such as credit history, banks, income, and employment type, among many other factors, may determine interest on your loan. These factors are directly related to the borrowers and lenders. However, there are certain factors beyond the control of a borrower and a lender that may…
/cdn.vox-cdn.com/uploads/chorus_asset/file/25803800/hero_adjustment.jpg?w=400&resize=400,250&ssl=1 "Halide Mark III is coming with color grades, HDR, and early access for subscribers")