The FinTech Hub
Source: Live Mint From meal credits to traveling advantages, American Express credit cards have been well-known for such fine benefits and perks. This can only be best availed, however, if one really understands the special privileges or features the card they’re holding is offering them. This guidance will let you maximize your American Express credit…
Source: Live Mint If you are planning to get a personal loan, one key factor to keep in mind is the interest rate. The interest rate is the cost of borrowing money, expressed as a percentage of the total amount of the loan. A low interest rate will signify a low cost of borrowing, whereas…
Source: Live Mint If you are a travel freak, you would naturally be spending a lot of time at airports. Often times, you would reach there before time, thus having to wait at the terminal for long hours. Sometimes, the wait can be excruciating. It is, therefore, recommended to access the airport lounge to ease…
Source: Live Mint Taking a personal loan with the intention of investing can be both risky as well as profitable. Although personal loans are flexible and can be utilised for any purpose, using them for investments can be quite a gamble if you do not plan your moves thoroughly with the advice of financial experts. …
Source: Live Mint Personal loans are one of the most convenient tools to access emergency funds. They are mostly preferred by those who want funds immediately without providing collateral. When compared to a personal loan, an instant personal loan is an unsecured loan that provides quick access to funds. It is provided by lenders with…
Source: Live Mint In the last few months, some banks have made changes to their credit card reward program and introduced or increased fees for some services. In September 2024, HDFC Bank made changes to its credit card reward program. In November 2024, ICICI Bank made changes, and now Yes Bank has made changes effective…
Source: Live Mint Credit cards are a great way to save smartly on your transactions and earn exclusive rewards and discounts on your favourite brands. Credit cards may affect your credit history and also impact your credit score as well as your future loans. If you utilise your credit card appropriately, it can help you…
Source: Live Mint The credit card you choose can really make a difference in your financial life. It is just so hard to choose between a rewards credit card and a cashback credit card with all these alternatives. Let’s break it down by dissecting their salient characteristics and help you find the card that best…
Source: Live Mint Reserve Bank of India (RBI) Governor Shaktikanta Das, during the Monetary Policy Committee (MPC) meeting announcement on December 6, said the bank’s facility of providing credit lines through Unified Payments Interface (UPI) will now be expanded. Das said that while the facility started with commercial banks, it will now be expanded to…
Source: Live Mint While planning to get a personal loan, it is extremely important to be clear with your requirements and needs so that you only borrow the amount which you really require and avoid any unnecessary burden on your finances. EMI calculator is a useful tool which you can use to plan your personal…
