The FinTech Hub
Source: Live Mint Prior to investing in a mutual fund scheme, investors are encouraged to compare the returns they earn with those of other schemes. Although past returns of a scheme don’t guarantee future returns, they may give an indication of the scheme’s potential to perform in the future. Other factors which mutual fund investors should…
Source: Live Mint Disney knows how to sell plushies to kids and tug grown up hearts with stories of love and loss. but this time no matter what calamities befall these cute as button cubs who are trying to get away from ghost lions and a perennially furious mother nature… What money lessons do we…
Source: Live Mint Credit cards have become more than just a luxury in these modern times. The features and benefits offered by credit cards have become a part of our lifestyle. With credit cards, you do not have to worry about spending immediate cash and just swipe the credit card and the payment will be…
Source: Live Mint The Christmas and New Year holidays are a time to relax and explore new destinations. Many travellers use the year-end holiday season to visit their favourite destinations. Exploring new destinations comes at a cost. Therefore, travellers must plan their Christmas holidays within a budget to avoid overspending, as any vacation should not…
Source: Live Mint A Jodhpur bench of Income Tax Appellate Tribunal (ITAT) recently ordered that the gains on cryptocurrencies sold before 2022 will be treated as capital gains and not as income from other sources. This is believed to hold a lot of significance as the capital gains (both short and long term) on cryptocurrencies sold after April…
Source: Live Mint Personal loans are a popular choice for people who are in need of quick cash to cover their expenses for a while. These loans do not require any collateral and offer quick loan disbursement which makes them quite accessible. However, lenders follow a specific eligibility criteria which you are required to meet…
Source: Live Mint HDFC Bank is offering its Millennia, Diners Club Privilege, Biz Grow, PIXEL Play and PIXEL Go credit cards as ‘lifetime free’ for a limited period—from December 17, 2024 to January 16, 2025. The bank is also providing ‘Regalia Gold’ free for the first year during the offer period. “Lifetime free offer valid…
Source: Live Mint While applying for a personal loan, an individual has to fulfil various eligibility criteria. Some of these include age, income, credit score, debt-to-income (DTI) ratio, profession, work experience, etc. What if the loan applicant’s income is lower or credit score is lower than the bank’s personal loan eligibility requirements? In such cases,…
Source: Live Mint Assessing your financial health is extremely important for your future borrowings. If you are planning to consider a personal loan or a credit card, then you must have come across the terms ‘credit score’ and ‘CIBIL score’. Before you apply for any credit, it is extremely important that you understand the difference…
Source: Live Mint If you are planning to raise a personal loan in the near future, it is important to carry out an exhaustive background search. Among several things, it is vital to scout for the lowest possible rate so that you can raise the loan at an affordable interest rate. There are times when…
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