The FinTech Hub
Source: Live Mint People in the middle class struggle with financial needs that outstrip what their available funds can cover while dealing with medical crises along with major expenses including weddings or higher education. A personal loan serves as an ideal solution when urgent financial requirements exceed available funds. Users need to understand all the…
Source: Live Mint With the advancement in technology and introduction of artificial intelligence customers are now seeking more freedom and flexibility in payment options. Buy Now Pay Later (BNPL) and credit cards have emerged as popular choices in India. Understanding the differences between these financial tools is crucial for making informed decisions. This article explores…
Source: Live Mint Can you get tax benefits for personal loans? While personal loans, unlike home loans, do not outright qualify for tax benefits, if you use it for home construction, purchase or renovation, you can claim deductions on the interest paid. Similarly, you can get tax benefits on the interest paid on personal loans…
Source: Live Mint While this initiative aims to help investors make more informed decisions, a key question remains: will it truly benefit DIY (do-it-yourself) investors—those who manage their own portfolios without professional advisors—by enabling them to assess risk effectively and select the right funds? Read this | Sebi’s 2025 Shake-Up: New rules for Mutual Fund…
Source: Live Mint Mutual funds are a popular choice among investors seeking to achieve various financial goals. One of the best aspects of mutual funds is their ability to cater to goal-based investing, such as retirement, buying a house, or funding your child’s education or marriage. Investing for your children is an important financial goal….
Source: Live Mint Are you a complete movie and entertainment buff? Would you like to enjoy your monthly dose of movies or other forms of entertainment free of cost? You can do that with the RBL Bank Play Credit Card. In this article, we will explore the features and benefits of the RBL Bank Play…
Source: Live Mint Are you in urgent need of funds but the quantum is not large enough to go for a big-ticket loan? A small personal loan offered by banks and NBFCs (Non-banking finance companies) to cover small but unforeseen expenses can be quite helpful in such circumstances. You can borrow as low as ₹50000…
Source: Live Mint In Budget 2025, Finance Minister Nirmala Sitharaman announced that taxpayers with income upto ₹12 lakh do not need to pay any income tax. Aside from this, salaried taxpayers will be entitled to take an additional benefit of no tax by virtue of ₹75,000 standard deduction. Notably, these changes will come into effect from April 1…
Source: Live Mint Income tax slabs 2025-26: You are in the ₹12 lakh bracket and dreaming of a salary appraisal. Don’t let income tax worries hold you back! Under the new income tax regime for 2025-26, you can pay zero income tax even with a ₹14.65 lakh salary. Under the new income tax regime, you…
Source: Live Mint Insurance regulator IRDAI has allowed one time mandate for blocking the amount towards premium through unified payments interface (UPI mandate) for issuance of life and health insurance policies. This facility — known as Bima-ASBA (applications supported by blocked amount) — transfer of money from a prospective policyholder to the insurer will take…
