The FinTech Hub
Source: Live Mint Banks monitor spending activities, regularly auditing suspicious transactions and on finding any misuse, they repeal the accumulated rewards, or worse, suspend the card. How banks monitor As per the most important terms and conditions (MITC) of banks, non-commercial credit cards can be used for personal expenses only. Non-personal usage includes buying goods…
Source: Live Mint A December vacation is an expensive ordeal. Its peak travel season and both cold and warm destinations are sought out with equal fervour. Thanks to social media and YouTube there are a lot of tips on how you can get those flight ticket bargains, use your card points and travel cheaply. While…
Source: Live Mint Utility bills like mobile recharge, DTH recharge, electricity bill, etc, are something that most of us have to pay every month. What if you could get up to 25% cashback on these payments? Yes, the Airtel Axis Bank Credit Card provides up to 25% cashback on utility bill payments and a lot…
Source: Live Mint Since the rise of digital payments, protecting credit card information in transactions is much more important than before. Security risks, that include phishing, bullying, hacking attacks and data losses, are real threats to financial security. Hence, it is extremely important to keep your credit card data secure at all times. Let us…
Source: Live Mint Another component of our personal finance, where inflation leaves an impact is interest rates of personal loans. These interest rates fluctuate over time due to inflation and for the profit margin of the lenders along with maintaining purchasing power. Let us examine how personal loan interest rates are influenced by inflation and…
Source: Live Mint My sister and I inherited a property from our mother in in 2020. I’m a US citizen with an Overseas Citizenship of India (OCI) card, while my sister lives in India. Both of us are now selling the property to an Indian. The buyer has requested my PAN details to deduct TDS….
Source: Live Mint As we bid farewell to 2024, I can’t help but reflect on how my resolutions for the year panned out. Unlike the usual personal goals, these were ambitious—aimed not at mere mortals but at the capital market regulator itself. Yes, I termed it “A Concerned Investor’s 2024 Agenda for Sebi.” Lofty? Absolutely….
Source: Live Mint The desire to be your own boss often fuels the ambition for wanting to start your business. Of course, this kind of financial approach might seem convenient sometimes when you’re a little low on cash, while personal loans require careful considerations of both benefits and disadvantages before choosing to borrow money from…
Source: Live Mint A credit card is considered one of the most convenient financial tools for making emergency payments. It allows you to purchase an item when needed and pay for it later and provides various rewards. Several users prefer keeping multiple credit cards to take advantage of these rewards. However, having multiple credit cards…
Source: Live Mint With global warming, dwindling biodiversity and rising pollution threatening posterity and widening economic disparities, campaigns such as Race to Zero and the United Nations’ Sustainable Development Goals matter more than ever. Investors these days are conscious about where their money goes, and environment, social and governance (ESG) has evolved as a framework…
