The FinTech Hub
Source: Live Mint HDFC Bank, has revised its interest rates on bulk fixed deposits (FDs) of ₹3 crore to less than ₹5 crore. After the revision, India’s largest private sector lender, is currently offering interest rates that range from 4.75% to 7.40% for the general public and 5.25% to 7.90% for senior citizens on FD…
Source: Live Mint I am a senior citizen and a retired person. I have earned short-term capital gains of around ₹5 lakh till now on listed shares. My interest income is expected to be around ₹2 lakh for the year. I have fully invested and spent over ₹1.50 lakh in avenues covered by Sec 80C….
Source: Live Mint I worked for more than 182 (from April to October 2024) days in Oman, so the income earned in Oman will not be taxable in India. Now I am working as a consultant in India from Nov 2024. Will the income earned in India in Indian rupees be taxable, although I have…
Source: Live Mint Credit cards have become part of the money handling process in the fast world of today. Charge cards, however, are another option that most people disregard. Although they offer credit, their operating mechanism and usage are quite different. The differences between credit cards and charge cards are going to be explained here,…
Source: Live Mint Credit cards have become a necessity for modern money management because of their flexibility and convenience. However, the APR is an important aspect that has a significant impact on borrowing costs. Both fixed and variable annual percentage rates (APRs) are quite common in credit cards and have their own advantages and disadvantages….
Source: Live Mint In today’s fast-changing employment market, changing jobs very often opens up interesting new opportunities. However, these career changes might affect your financial plans, especially if you are looking for a personal loan. In most cases, lenders will pay much attention to the employment stability when considering a loan application. Here are some…
Source: Live Mint While availing a personal loan is typically a hassle-free process for salaried individuals given the regular nature of their income, self-employed persons have to go through the rigour of convincing the lender to get the same. Lenders require self-employed persons to have a minimum income, which can vary by location, and the…
Source: Live Mint Banks monitor spending activities, regularly auditing suspicious transactions and on finding any misuse, they repeal the accumulated rewards, or worse, suspend the card. How banks monitor As per the most important terms and conditions (MITC) of banks, non-commercial credit cards can be used for personal expenses only. Non-personal usage includes buying goods…
Source: Live Mint A December vacation is an expensive ordeal. Its peak travel season and both cold and warm destinations are sought out with equal fervour. Thanks to social media and YouTube there are a lot of tips on how you can get those flight ticket bargains, use your card points and travel cheaply. While…
Source: Live Mint Utility bills like mobile recharge, DTH recharge, electricity bill, etc, are something that most of us have to pay every month. What if you could get up to 25% cashback on these payments? Yes, the Airtel Axis Bank Credit Card provides up to 25% cashback on utility bill payments and a lot…
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