The FinTech Hub
Source: Live Mint When you take a personal loan, choosing the right tenure is important. If you choose a higher tenure than required, you will end up paying more interest. If you choose a lower tenure than required, the higher EMI may disturb your monthly budget and strain your cash flows. In this article, we…
Source: Live Mint Modern times combined with easy access to financial data has made credit score fraud more likely to occur than at any previous point in history. Theft of personal information by unauthorized parties leads to account openings and loan applications made in your name thus harming your creditworthiness. This article looks at credit…
Source: Live Mint Three key aspects including technological progress together with changes in economic conditions and shifting consumer habits drive fundamental changes in personal lending practices. Personal loans will become simpler to acquire by 2025 while also becoming more efficient and will adapt based on individual consumer needs. This article evaluates the primary factors that…
Source: Live Mint The ability to maintain financial stability depends on monitoring all your existing loans since this stops unexpected debt obligations. People must learn to identify their active loans because this knowledge serves both credit score tracking and budget control needs and verification of financial accuracy. Following instructions are given in different ways to…
Source: Live Mint Acquiring a business loan stands as the potential key element that enables your organization to grow upward. The essentiality of capital access helps business owners achieve their aims of operation expansion and cash flow management and equipment purchase. Preventable mistakes prevent numerous organizations from obtaining eligible financial requirements for business loans. The…
Source: Live Mint A high credit score offers much more than numerical value because it functions as a gate to better financial prospects together with financial independence. Credit scores determine approval rates on loans together with interest rates and prices of property rentals and potential job availability. Acquire financial stability by understanding the fundamental procedures…
Source: Live Mint To manage your financial health effectively, it is important to know your Equifax credit score. Equifax is one of the authorised credit bureaus in India and it provides its customers with their credit reports and scores. You can access Equifax credit score both online or offline. Understanding the Equifax credit score The…
Source: Live Mint That’s exactly what happened to Mr. A, who worked for three companies, each handling PF differently. When he finally decided to withdraw his savings, he hit an unexpected roadblock—his pension contributions under the Employees’ Pension Scheme (EPS) had never been merged. Without this step, his withdrawal request was denied. Read this |…
Source: Live Mint In a recent Ombudsman ruling concerning litigation with an insurer, my claim was limited to 25% based on the policy’s terms and conditions for Bevacizumab used in my cancer treatment under ‘coverage for modern treatment or procedures.’ I am seeking clarification on how the term ‘modern’ is defined in this context? Is…
Source: Live Mint Do you have a number of financial obligations aka personal loans and planning to redeem them by raising a fresh one? This is not a bad idea, nor is this unprecedented but whether you should opt for it or not – let us dig deeper and find an answer. These are some of…
