The FinTech Hub
Source: Live Mint While credit cards have made rent payments unattractive by levying charges on such expenses, there are several third-party apps that still offer the service by offering bonus points, cashbacks and gift vouchers. Rent payments to landlords through digital modes such as third-party apps, mobile wallets and credit cards surged during the Covid…
Source: Live Mint A personal loan is the most preferred financing option by many as it does not require any collateral and can be used in multiple ways. However, a personal loan application may get rejected for several reasons. Rejection of a loan application does not mean you will never get a loan in the…
Source: Live Mint Credit cards: Are you all set for vacations as the year comes to a close? If you prefer to make most financial transactions through a credit card, then cards with a low forex markup fee would be beneficial. Credit cards offer an array of services. However, while choosing a credit card for…
Source: Live Mint Advance tax payment: The deadline to make your advance tax payment is fast approaching — in only three days, on December 15. So, what happens if you fail to pay tax by deadline? You could be liable for penalties and interest for delay. Thus, we bring you all you need to know…
Source: Live Mint Renovating your house can be expensive, and a personal loan may be the cash you need to make it happen. Avoiding debt overload is critical, though: to do that, you need to use the loan responsibly. These handy tips will help you get the most out of a personal loan for house…
Source: Live Mint One of the most important factors while judging your financial credibility is that of your CIBIL score. However, your creditworthiness may suffer if your CIBIL report contains mistakes. This is a detailed guide to finding and fixing problems in your CIBIL report. What is CIBIL score? Your three-digit CIBIL score ranges from…
Source: Live Mint Credit card debt with high rates can quickly become a nightmare. A credit card offering a low APR may save the day by reducing your interest payments. Here are the best low APR credit cards and their features to guide you in making the best decision. Understanding credit cards Banks, among others,…
Source: Live Mint I am a Hindu non-resident Indian (NRI) based in the UK, living with my husband. We have no children, and the rest of our family and relatives reside in India. My husband and I are in the process of drafting our wills, which involve assets in both the UK and India. How…
Source: Live Mint Rent can be an additional source of income for salaried individuals who have invested in property. While real estate as an investment may have its challenges in terms of liquidity and high capital requirement, rental income can complement one’s salary. However, rental income is taxed at the individual’s slab rate. But there…
Source: Live Mint The Reserve Bank of India’s (RBI) decision to reduce the cash reserve ratio (CRR) in its bi-monthly monetary policy marks an important first step in its policy easing cycle. While narrowly seen as a liquidity measure, injecting close to ₹1.16 trillion in primary liquidity, the CRR cut carries broader implications. Unlike open…
