The FinTech Hub
Source: Live Mint Securing a personal loan as a student can be a practical solution to manage unexpected expenses or cover various personal costs. While most traditional loans require a steady income, there are ways for students to qualify with the help of a guarantor or alternative sources of income. In this article, we will…
Source: Live Mint Credit cards have become an essential financial tool for many people. They offer a convenient way to make payments, earn rewards, and build credit history. While most people are aware of the basic benefits of credit cards like cashback, discounts, and reward points, there are often hidden perks that can enhance your…
Source: Live Mint Access to financial solutions should be fast and simple in the fast-moving digital world of today. It is, however, very challenging for those with no or little credit history when using traditional lenders. Learn about the world of “no-CIBIL-score loan apps,” which offers several ways to access money. Let’s discuss their pros,…
Source: Live Mint India’s capital market participation has got a significant boost with the introduction of a new investment product category: Specialized Investment Funds (SIFs). Not long ago, the nation needed campaigns like Mutual Funds Sahi Hai and SIPs Sahi Hai to encourage awareness. Today, stockbroking platforms are mandated to caution investors about the risks of futures…
Source: Live Mint “Thanks to my engineering background I had a great network of working professionals with decent salaries who could invest a significant amount each month. I could build a decent SIP (systematic investment plan) book in no time,” he said. In 2023, Jain discovered certified financial planner (CFP) certification. The curriculum appealed to…
Source: Live Mint If you are planning to raise a personal loan then the bank would invariably ask you to submit several documents (unless it is a pre-approved loan) such as your salary slips, your bank statement and Aadhaar card, PAN, among others. Notably, if your documents indicate financial liquidity, the bank may even offer…
Source: Live Mint Did you file your income tax return (ITR) well in time before July 31 this year and are still waiting to receive your refund? Well, you are not alone. There are a large number of taxpayers who are perhaps in the same boat. Some have even expressed their grievance on social media,…
Source: Live Mint Raising a loan is not unusual anymore, particularly for salaried people, in today’s time and age. If you fall short of money while you are planning to go on a vacation or to buy jewellery, you can raise a personal loan. Additionally, if you need money to repay your current debt, you…
Source: Live Mint MUMBAI, Dec 26 (Reuters) – Indian banks’ financial position has stayed robust, marked by the sustained expansion in loans and deposits, while their gross bad loan ratio has dropped to multi-year lows, a central bank report showed on Thursday. Banks’ gross non-performing assets ratio (NPA), or the proportion of bad assets to…
Source: Live Mint Conservative investors who refrain from investing in equity tend to invest in financial instruments that give assured returns. These instruments include post office schemes or small savings schemes. There are a number of small savings schemes that offer tax benefits along with assured returns to investors. Investments in these schemes not only…
