The FinTech Hub
Source: Live Mint If you have a credit card or are planning to get one, it is crucial to understand credit scores, as they determine your future financing options. A good credit score makes it easier to apply for loans with lower interest rates, while a poor credit score can lower your chances of obtaining…
Source: Live Mint As you sit at your desk, dreaming of your upcoming holiday in Singapore, you’re excitedly planning your itinerary and envisioning stunning sunrises and warm sunsets. However, when it comes time to sort out the finances, you realise that securing a personal loan from the bank may not be possible. This can be…
Source: Live Mint Have you started using your credit cards recently and already have a huge unpaid bill on your statement? It is vital to know that using a credit card is undoubtedly convenient, but keeping the bills unpaid is equally inconvenient — if not more — in the long run. And it is not uncommon…
Source: Live Mint Did you ever feel hard pressed for money or wished you could have had a higher balance in your bank to meet an immediate expense that came knocking on your door? If yes then you are not alone. It has happened to most of us at some point of time in the…
Source: Live Mint With the advent of the festive season, Amazon and Flipkart have kicked off their largest sales of the year, offering steep discounts on a variety of products. From smartphones and laptops to gadgets and home entertainment systems, there are plenty of irresistible deals. We’ve compiled a list of 10 standout deals recommended…
Source: Live Mint I’m in my early 30s, married with a young child, and working in an IT company for 10 years. I’ve saved in mutual funds, fixed deposits, PPF, and stocks. We currently live in a rented apartment, but I’ve found a property that fits our budget. The house costs ₹85 lakhs, requiring a…
Source: Live Mint Credit cards are often seen as convenient financial tools for spending. However, they can also help you save money if used wisely. Here are some tips to maximize the benefits of credit cards. Choose the right card The first step in making the most of a credit card is selecting the right…
Source: Live Mint A systematic withdrawal plan (SWP) from a mutual fund can deliver regular income with tax efficiency. An SWP is the mirror image of a systematic investment plan (through which investments are made regularly). With an SWP, one can withdraw a fixed amount every year from a mutual fund. An SWP can be…
Source: Live Mint Insurance acts like a safety net, helping protect you and your family from unexpected situations that can cause financial stress. Whether it’s a car accident, a health emergency, damage to your home, or losing a primary earner, having the right insurance can ease your financial burden, allowing you to focus on getting…
Source: Live Mint The unveiling of NPS Vatsalya, a contributory pension scheme for children, by Union finance minister Nirmala Sitharaman, first announced in her 2024-25 budget speech, marks an important step towards the social security of our citizens. The National Pension System (NPS) was envisaged in 2004 as a jointly funded contributory pension scheme for…
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