The FinTech Hub
Source: Live Mint Advance tax payment: The deadline to make your advance tax payment is fast approaching — in only three days, on December 15. So, what happens if you fail to pay tax by deadline? You could be liable for penalties and interest for delay. Thus, we bring you all you need to know…
Source: Live Mint Renovating your house can be expensive, and a personal loan may be the cash you need to make it happen. Avoiding debt overload is critical, though: to do that, you need to use the loan responsibly. These handy tips will help you get the most out of a personal loan for house…
Source: Live Mint One of the most important factors while judging your financial credibility is that of your CIBIL score. However, your creditworthiness may suffer if your CIBIL report contains mistakes. This is a detailed guide to finding and fixing problems in your CIBIL report. What is CIBIL score? Your three-digit CIBIL score ranges from…
Source: Live Mint Credit card debt with high rates can quickly become a nightmare. A credit card offering a low APR may save the day by reducing your interest payments. Here are the best low APR credit cards and their features to guide you in making the best decision. Understanding credit cards Banks, among others,…
Source: Live Mint I am a Hindu non-resident Indian (NRI) based in the UK, living with my husband. We have no children, and the rest of our family and relatives reside in India. My husband and I are in the process of drafting our wills, which involve assets in both the UK and India. How…
Source: Live Mint Rent can be an additional source of income for salaried individuals who have invested in property. While real estate as an investment may have its challenges in terms of liquidity and high capital requirement, rental income can complement one’s salary. However, rental income is taxed at the individual’s slab rate. But there…
Source: Live Mint The Reserve Bank of India’s (RBI) decision to reduce the cash reserve ratio (CRR) in its bi-monthly monetary policy marks an important first step in its policy easing cycle. While narrowly seen as a liquidity measure, injecting close to ₹1.16 trillion in primary liquidity, the CRR cut carries broader implications. Unlike open…
Source: Live Mint Before getting a personal loan to fund your expenses, it is important to know how to repay it to avoid extra charges over the existing amount. While paying the loan on the due date is an essential practice, paying off your loan before the due date has added benefits. Ways to pay…
Source: Live Mint Indians invest in international mutual funds seeking exposure to leading global companies for many reasons – to diversify their portfolio, serve as a hedge against rupee depreciation, or as a strategic addition to their long-term financial planning. However, many popular international funds are closed for fresh inflows due to regulatory limits and…
Source: Live Mint Medical expenses are mostly unplanned, and it is difficult to estimate the total cost of treatment. You might never know when you need extra money to fund medical needs. In such a scenario, a medical credit card helps to address your needs and provides additional benefits for such expenses. These cards help…
