The FinTech Hub
Source: Live Mint Closing a credit card might seem like a simple and straightforward financial decision, especially if you are trying to cut down on unnecessary spending or avoid hefty fines and late payment fees. However, in India, this move can immensely impact your credit score and your overall credit profile in a negative way….
Source: Live Mint The stock market naturally rewards patience over impulsive reactions, transferring wealth from those who chase short-term movements to those who stay committed to a long-term strategy. This principle is especially relevant today as the BSE Sensex, which soared to about 85,800 in September 2024, has since dipped to almost 73,100. This decline…
Source: Live Mint ICICI Bank provides several smooth ways for customers to check, follow, and track their credit card balances and due amounts. This can be done either online or offline. According to the bank, the primary emphasis is on customer comfort, convenience, and accessibility. Based on this, ICICI Bank credit card users can choose…
Source: Live Mint Credit card providers often provide special privileges to the first time users to woo them. One of the common privileges which credit cards offer is the welcome gift offered by them. Those who are not aware welcome gifts (also known as joining benefit) are a popular perk offered by the credit card…
Source: Live Mint To make the most of HDFC Bank’s digital payment facility, customers and HDFC Bank credit card holders should know how to activate online transactions. This will help with seamless transactions, bill payments, and e-commerce application usage, such as payments on Amazon, Flipkart, Myntra, etc. As per the new Reserve Bank of India…
Source: Live Mint One way is to buy a multi-year insurance policy in which you have to pay the entire premium at one go. The overall outgo will be less than what you would have paid yearly for the same period. For example, if you pay three premiums at one go, the total cost will…
Source: Live Mint After a successful debut in Bengaluru, Mint Horizons, a premium masterclass series on global investing, is now headed to Mumbai, India’s financial capital. The second edition of this thoughtfully curated event will take place on April 11 at the MCA Bandra Club, BKC, starting at 7 PM. Full details can be found…
Source: Live Mint I returned to India for retirement after Covid and now qualify as a resident for FY25. Most of my investments are in long-term US stocks. In the past calendar year, I realized capital gains of about $4,000 (approximately ₹3.5 lakh) from selling US stocks and earned dividend income of $3,000 (approximately ₹2.6…
Source: Live Mint Credit cards open up credit lines, allowing you to borrow money at short notice for immediate needs such as health, shopping, education, or home renovation. In such scenarios, it is important to remain in control of your credit card at all times to prevent misuse and consistently protect your funds from being…
Source: Live Mint Ask any Indian parent what they want for their child, and the answer is often delivered with warmth and simplicity: “Bas khush raho beta” (Just be happy, my child). But behind this seemingly universal wish lies a more layered reality. In many families, happiness isn’t just about emotional well-being—it’s closely linked to…
