How to set up auto pay for your credit card bill? Online and offline methods explained | Mint

The task of managing credit card payments proves challenging because multiple due dates exist. Both your credit score will suffer from late payment along with substantial late fees. Enabling auto-pay provides a simple solution that ensures your payments reach on time thus delivering comfort alongside automated payment functions. This article explains credit card payment automation for decision-making by demonstrating the process while highlighting benefits along with potential drawbacks.

What is credit card auto payment?

The auto-pay system for credit cards lets your connected bank account execute monthly debits for your charges. After enabling auto-pay the system extracts payments on the set due date to the configured drawing amount such as the full payment total or the minimum required or a designated amount.

In conclusion, to simplify monthly payments and avoid fees and protect your credit score you should establish auto-payment for your credit card. Monitor your account balance regularly because it prevents both overdraft fees and lets you detect any billing issues.

(Note: Using a credit card carries its own set of risks)