Need an SBI credit card PIN? Here’s how to generate it quickly | Mint

To use your SBI credit card for ATM withdrawal, point of sale (POS) transactions or online or through phone you have to need the Personal Identification Number (PIN) for using such cards. Thus, the different ways in generating your SBI credit card PIN are explained to allow you to perform operations through a secure and hassle-free mode using your card.

What is a PIN for a credit card?

Credit card PIN is a four-digit code required to authorise transactions at the point of sale machines and ATMs. It adds another layer of security since only the authorised cardholder can use it. For better protection of your banking details and to avoid unauthorised usage, you must ensure a safe PIN.

Tips to ensure security of your SBI credit card PIN

1. Never divulge your PIN to any parties and keep it private.
2. Don’t save your PIN digitally or write it down.
3. Before entering your PIN online, be sure websites are safe and have up-to-date security certificates.
4. When your card is swiped at a point-of-sale terminal, always be there.
5. Don’t save your credit card information on applications or websites.

Different methods to generate SBI credit card PIN

Here are several methods, which you can try to generate your SBI credit card PIN:

In conclusion, creating your SBI credit card PIN is relatively easy and also safe, and you can use any technique you like. Always be mindful that using your credit card responsibly will help in avoiding potential problems of overspending, high interest rates, fees, or building up into debt.

(Note: Using a credit card carries its own set of risks.)