Paying your Axis Bank credit card bill? Discover 8 fast payment options | Mint

Credit cards are a great way to spend smartly if you plan your expenses properly. If you have an Axis Bank credit card, it is important to make on time payments to avoid penalties and keep your credit score healthy. Axis Bank offers many ways through which you can pay your credit card bills easily.

How to pay Axis Bank credit card bill?

Through net banking:

• Log in to your Axis Bank account using your net banking ID and password.
• Select the ‘Credit Card’ menu and then click ‘Pay Bill’.
• Choose your credit card number and enter the payment amount then press the Submit button to start the transaction.
• Your payment will be credited on the same business day.

Note:You can also enable automatic payment for your credit card bills so that you never miss a payment.

Through mobile app:

• Download the Axis Mobile App from the Play Store.
• Register on the app using your net banking credentials or Axis Bank debit card details.
• After registration, you can use the app to pay your credit card bills instantly in the future.
• Payments made through the app are processed on the same day.

Through NEFT via IFSC code:

• Open your Axis Bank account and enter your login information.
• Click on Fund Transfers then NEFT in your account.
• Choose your Axis Bank credit card from the displayed list of beneficiaries.
• Fill in your payment amount then check all information before finishing the transaction.

Note:You can use the same method for RTGS and IMPS transactions. However, you can use RTGS only if your bill amount is over ₹2 lakh.

In conclusion, paying your credit card bill on time is extremely important in order to maintain a healthy credit profile. You must note that even a single missed payment can affect your credit score which can reduce your approval chances of future borrowings. Hence, always spend your credit card wisely and do not make impulsive purchases to avoid any future regrets.

(Note: Using a credit card carries its own set of risks)